# Payout Developers > Payout API reference and integration guides. Every page below is plain Markdown. ## API reference - [Payout Payment API](https://developers.payout.tech/md/api/payment.md): OpenAPI https://developers.payout.tech/openapi/payment.yaml - [Payout Intel API](https://developers.payout.tech/md/api/intel.md): OpenAPI https://developers.payout.tech/openapi/intel.yaml - [Payout OpenBanking PSD2 API](https://developers.payout.tech/md/api/psd2.md): OpenAPI https://developers.payout.tech/openapi/psd2.yaml - [Payout Banklink API](https://developers.payout.tech/md/api/banklink.md): OpenAPI https://developers.payout.tech/openapi/banklink.yaml - [PayoutID API](https://developers.payout.tech/md/api/payout-id.md): OpenAPI https://developers.payout.tech/openapi/payout-id.yaml ## Guides - [API References](https://developers.payout.tech/md/apis.md) - [Services](https://developers.payout.tech/md/services.md) - [PayoutID](https://developers.payout.tech/md/payout-id.md) - [PayoutID OAuth](https://developers.payout.tech/md/payout-id-oauth.md) - [PayoutID OAuth](https://developers.payout.tech/md/payout-id-oauth-new.md) - [Banklink API accounts](https://developers.payout.tech/md/payout-id-banklink.md) - [Identity verification](https://developers.payout.tech/md/payout-id-identity-verification.md) - [Banklink API](https://developers.payout.tech/md/banklink.md) - [OpenBanking PSD2 API](https://developers.payout.tech/md/psd2.md) - [mTLS client certificates](https://developers.payout.tech/md/certificates.md) - [M2M Withdrawals — mTLS + QSEAL](https://developers.payout.tech/md/m2m.md) - [Verification](https://developers.payout.tech/md/verification.md) - [Payment Gateway](https://developers.payout.tech/md/payment-gateway.md) - [Integrations](https://developers.payout.tech/md/payment-gateway-integrations.md) - [Simple payment](https://developers.payout.tech/md/payment-gateway-use-cases-simple-payment.md) - [Refund](https://developers.payout.tech/md/payment-gateway-use-cases-refund.md) - [Withdrawal](https://developers.payout.tech/md/payment-gateway-use-cases-withdrawal.md) - [Store Card](https://developers.payout.tech/md/payment-gateway-use-cases-store-card.md) - [Recurrent payment](https://developers.payout.tech/md/payment-gateway-use-cases-recurrent-payment.md) - [Apple Pay JS Integration](https://developers.payout.tech/md/payment-gateway-use-cases-apple-pay-js.md) - [Checkout payment methods](https://developers.payout.tech/md/payment-gateway-use-cases-checkout-payment-methods.md) - [Capture & Cancel payment](https://developers.payout.tech/md/payment-gateway-use-cases-capture.md) - [Checkout Verification Webhook](https://developers.payout.tech/md/payment-gateway-use-cases-checkout-verification-webhook.md) - [Payment instructions (manual bank transfer)](https://developers.payout.tech/md/payment-gateway-use-cases-payment-instructions.md) - [FraudNet Federated Learning](https://developers.payout.tech/md/fraudnet-fl-client.md) - [PIS Payments Status Webhook](https://developers.payout.tech/md/pisp-webhook.md) - [Transaction Splitting](https://developers.payout.tech/md/transaction-splitting.md) - [FraudNet API Documentation](https://developers.payout.tech/md/internal-fraud-prediction-service.md)